About us

Slide 1

Propcap Technologies Limited, founded in 2020.
The First Cross-Border Real Estate Secured Lending Platform in Asia.

PropCap recognises that the mortgage application, often due to old banking structures and approval processes, is the biggest challenge for overseas property buyers. PropCap breaks through from tradition, adding innovative visions and solutions to our clients. Our state-of-the-art technology improves the overseas property loan application experience and provides alternative capital solutions to overseas assets holders.

In the first half of 2021, PropCap successfully matched numerous investors with borrowers. In June, PropCap had the honor to become one of the members of the Cyberport Incubation Programme.

In the future, PropCap aims to build a one-stop overseas properties management platform to minimise the issues faced by overseas property investors.

PropCap Team

Neo Cheung


Neo started his career with Morgan Stanley, Tokyo. In his 14-year career with MS, he held positions in IT departments, equity sales and trading division both in Hong Kong and in Tokyo. Neo set up a Japan property consultancy business in 2013. It assisted foreigners to invest in Japan real estate. He was then employed as CEO by Convoy International Property Consulting Limited, a subsidiary of Convoy Global Holdings Limited (1019 HK), from 2015 to 2018. The overseas property consulting firm mainly deals with marketing and brokerage business on various countries’ properties such as UK, Canada, Japan and Thailand. Neo was awarded degrees in international finance from University of Toronto (B.Com) and International Christian University, Tokyo (M.Arts). He is a CFA® Charterholder, certified Microsoft and Sun Microsystem System Engineer and IBM data science Specialist.

Yao Ma


Yao had served in various senior positions at Morgan Stanley, Credit Suisse, Barclays and BNP Paribas, engaged in trading and fintech for more than 20 years. He managed investment banks’ own assets and execution platform and is familiar with the rules and regulations of Asian markets thoroughly. He has also conducted in-depth research and project management on many trading and finance products. Yao graduated from School of Economics and Management of Tsinghua University.

Louis Lee


Louis had started his career with Convoy Global Holdings Ltd (1019 HK) after being awarded the degree in Banking and Finance from Monash University (Australia) in 2002. He has more than 17 years experience on sales development and distribution, product and customer journey management. Before joining PropCap, he served as Chief Distribution Officer at Midland Financial Group.
Louis is a marathon and trail runner for more than 10 years had completed the “Marathon Des Sables (MDS) – regarded as the toughest footrace on earth” in 2013.

Matthew Au


Dr. Matthew Au has in-depth industry experience in technology, finance, securities and banking. Dr.Au had served as software engineer and database specialist at Bell Canada and IBM Canada, and as senior product manager of Bank of America, department head at Goldman Sachs, for a total of over 20 years.

He is currently a practicing solicitor in Hong Kong, with practice areas in company law, securities law, commercial law, e-commerce and information technology laws, intellectual property law, trust law as well as cross-border legal consultancy in Asia Pacific.

He was awarded in computer science from Cornell University (B.Sc.) and University of Toronto (M. Sc.), and in law and economics from the University of London( LL.B.), Carleton University (M.A.) and University of British Columbia (Ph.D.) respectively.