Japan Property
Mortgage Plan
The complexity of the Japanese mortgage requirements and procedures forces most investors to pay fully in cash, and existing homeowners find it difficult to refinance.
PropCap understands the challenges for overseas investors, and we aim to provide new mortgage and refinancing plans for their Japanese property purchases.
1st Charge Mortgage
Refinance
Japan "Interest-Only"
Mortgage Plan
This mortgage plan offers by PropCap
Property Region(S)
Tokyo
Osaka Kansai
Fukuoka
Nagoya
Hokkaido
Property Type(S)
Residential
Hotel
Commercial-premises
Offices
Loan Amount Requirement
¥10,000,000 or above
Building Ages
New construction
(*Building aged 30 years or above will be considered)
“Interest-Only” Mortgage Plan Features
The purpose of the plan is to assist overseas property buyers in resolving their financing needs in a short period of time.
After the plan is completed, we can assist with referrals to appropriate overseas banks or applying for an extension of the loan term.
- Mortgage Loan Approval Period: 4 weeks
- Platform Usage Fee: 2% of the loan amount
- Loan Term: 24 - 60 months
- Repayment Schedule: Every 3 or 6 months
- No penalties for early repaymemt
- Currency options for Borrow and Repay: GPB, JPY, HKD, USD
- Application Eligibility: Accepting application from Individual or Company
Green Mortgage
Interest Rate Incentives
To support sustainable development, PropCap encourages overseas property buyers to take energy efficiency into account when choosing a property. In hopes of encouraging the flow of capital to low-carbon and green building projects, thereby making a contribution in conserving the environment.
Japan Mortgage Inquiry
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